Last updated: 09/2025

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1) Agreement & Who We Are

These Terms of Use (“Terms”) govern your access to and use of websites, forms, and online services operated by Funders First Inc. (“FFI,” “we,” “us,” “our”). By using our site, you agree to these Terms and to our [Privacy Policy], [Cookie Policy], and [SMS Terms] (collectively, the “Site Policies”). If you do not agree, do not use the site.

Commercial use only. The site is intended for business users acting for commercial purposes; it is not for personal/household or consumer debt matters.

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2) No Legal, Tax, or Lending Advice; No Guarantees

FFI is not a lender and not a law firm. Site content is general information, not legal, tax, accounting, or investment advice. Outcomes are not guaranteed and depend on facts outside our control.

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3) Privacy; Cookies; Your Choices

Our [Privacy Policy] explains what we collect and why, and your rights (including California/CPRA rights if applicable). Our [Cookie Policy] describes cookie categories and controls. To opt out of certain data “selling” or “sharing,” use [Your Privacy Choices (Do Not Sell or Share My Personal Information)].

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4) E‑Sign & Electronic Communications Consent

By using our forms, you consent to receive disclosures electronically and agree we may communicate with you by email, text, phone, and in‑product messages. You can withdraw consent or update contact details as described in the Site Policies

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5) Accounts & Security

If the site offers accounts or portals, you must keep credentials confidential and are responsible for all activity under your account. Notify us immediately of unauthorized use.

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6) Acceptable Use

You agree not to:

• violate law or infringe third‑party rights;

• provide false, misleading, or incomplete information;

• access data not intended for you; probe, scan, or test vulnerabilities;

• use bots/scrapers to collect data without written permission;

• upload malware or interfere with site operations;

• use the site to market consumer debt relief, credit repair, or any unlawful services.

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7) Intellectual Property; Feedback

The site, text, graphics, logos, and other content are owned by or licensed to FFI and protected by law. You may not use our trademarks without written permission. If you submit feedback or suggestions, you grant FFI a perpetual, worldwide, royalty‑free license to use them without restriction.

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8) Third‑Party Links & Tools

The site may reference third‑party sites, tools, or resources. We are not responsible for their content, policies, or practices. Use them at your own risk.

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9) No Professional Relationship

Use of the site does not create a client, fiduciary, attorney‑client, or advisor relationship with FFI or any third‑party professional. If legal services are needed, they are provided by independent law firms under separate engagement.

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10) Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, FFI DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON‑INFRINGEMENT, AND ACCURACY. We do not warrant uninterrupted or error‑free operation.

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11) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FFI IS NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES; LOSS OF PROFITS, REVENUE, OR DATA; OR BUSINESS INTERRUPTION. FFI’s total liability for any claim arising from or relating to the site shall not exceed US $100.

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12) Indemnification

You agree to defend, indemnify, and hold harmless FFI, its affiliates, and their officers, directors, and employees from any claims, damages, fines, costs, and expenses (including reasonable attorneys’ fees) arising from your site use, your content, or your violation of these Terms or law.

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13) DMCA Notice

If you believe content on our site infringes your copyright, send a notice including your signature, work identified, infringing material URL, contact info, and a good‑faith statement to our DMCA Agent:
Funders First Inc. – DMCA Agent
2942 N 24th St, Ste 115, Phoenix, AZ 85016‑7849
(833) 860‑8060 • legal@fundersfirst.com
We may remove content and terminate repeat infringers.

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14) Program Descriptions; No Offer

Descriptions of services, pricing, eligibility, examples, or case studies are illustrative only and not offers. Any actual services are subject to separate written agreements.

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15) Dispute Resolution; Arbitration; Class‑Action Waiver

Arbitration. Any dispute arising out of or relating to these Terms or the site will be resolved by binding arbitration administered by JAMS under its Commercial Arbitration Rules before one arbitrator seated in Phoenix/Scottsdale, Arizona. Either party may seek temporary or permanent injunctive relief in Arizona courts to protect IP/confidential information or to enforce/confirm an award. Class waiver. Disputes must be brought in an individual capacity, not as a plaintiff or class member in any class, consolidated, or representative action. Filing deadline. Any claim must be filed within 12 months after it accrues.

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16) Governing Law & Venue

These Terms are governed by the laws of the State of Arizona (conflicts rules excluded). Subject to arbitration, exclusive venue for any permitted court action is Scottsdale/Phoenix, Arizona. (Aligned to your packet’s Arizona governing‑law clause.)

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17) Changes to the Site or Terms

We may modify the site or these Terms at any time by posting an updated “Last updated” date. Your continued use means you accept the changes.

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18) Suspension/Termination

We may suspend or terminate access immediately for suspected violations of these Terms or law. Sections that by their nature should survive (IP, disclaimers, limits, indemnity, dispute resolution) survive termination.

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19) Assignment

You may not assign or transfer these Terms without our written consent. We may assign to an affiliate or in connection with a merger, financing, or sale.

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20) Force Majeure

We are not liable for delays or failures due to events beyond our reasonable control (excluding your payment obligations under any separate contracts).

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21) Entire Agreement; Severability; Waiver

These Terms and the Site Policies are the entire agreement for site use. If any part is unenforceable, the remainder remains in force. No waiver is effective unless in writing.

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22) Contact

Funders First Inc.
2942 N 24th St, Ste 115, Phoenix, AZ 85016‑7849
(833) 860‑8060 • defaults@fundersfirst.com